Living thrifty is often equated with boredom and misery. This doesn’t have to be true, though, because even the thriftiest individual can derive true happiness from life; they don’t have to be a stingy scrooge. A thrifty person tends to live debtless with money to spend and the freedom to do so. Frugal and thrifty people make wise decisions, not ...

A number of economists say that with the state of the economy today, practically everyone will experience a job loss at least once in their lives. And losing a job is never easy. It comes with a lot of pressures and anxieties. Where am I going to find income? How am I going to pay the bills? How long is ...